Hill Afb UT divorce lawyer rates

Learn More About a Divorce Lawyer

utah divorce decree

Go Back

Marriage is a sacred union between two people who can get married at a drive-through in Las Vegas and divorced over the Internet.

For years we've all seen the dirty, messy divorces of celebrities slashed across every tabloid and talk show. We know that divorces can be ugly, mean and down right cruel. These are usually contested divorces, where one or both of the parties involved can not decided on the terms and agreements of their mutual assets. The movie "War of the Roses" is a good example of a contested divorce.

Online divorces are not designed for these types of complicated situations. If your divorce is headed in that direction, get a lawyer. Online divorces cater to uncontested cases. An uncontested divorce is when both parties are in agreement and have chosen to split amicably.

Just the idea of getting a divorce online begs a basket full of questions. Don't you need a lawyer? What about the kids and the house? Is it legal?

Fact is a lawyer is not required. An uncontested divorce may be filled and filed directly to the court house without ever speaking to an attorney. Since all parties are in agreement on all matters, there is no reason to bring in a third party. One of the benefits to enlisting an online legal or divorce service is the cost.

These types of services are an excellent choice for those with low incomes who cannot afford an attorney. A typical online divorce preparation service filing an uncontested divorce with no children is about $300, apposed to about $2200 an attorney would charge for the same forms and services.

Most online divorce services will use an interview style questionnaire asking the filer about the details of their divorce situation. Those filing an uncontested divorce can still request child support, custody and alimony. When the interview is completed and paid for, the answers are sent to the divorce service to prepare the paperwork in its state specific forms.

Forms and paperwork is one of the most important legal processes. The completion service will prepare the paperwork according to state and federal guidelines. One of the most common mistakes in DIY divorces is that the forms are incorrect. These services ensure the correct forms are prepared and 100 percent legal. Many services include a satisfaction guarantee.

The preparation service will then mail or email the prepared forms, usually within about two days, ready to be signed, notarized and filed.

A notary is one of the most important parts of the signing process. A notary public is a person that has been authorized by the state to certify documents. The signature and seal/stamp of a notary public is required when filing an uncontested divorce.

After the paperwork has been filed it is unlikely a person will have to appear in court for any reason. Although, there are exceptions to all legal rules and a judge may need to speak to one or both parties involved depending on the circumstances of the divorce.

Remember these services do not constitute as legal council and are not acting as attorneys. They are designed to help people represent themselves in their own legal matters.

The Internet has become a powerful and useful tool. It seems just about anything can be accomplished via the information super highway. It's our fast track to news, shopping, love and divorce.

Go Forward

Family Law Attorneys are standing by call 1-800-564-2707

For more information click on these words here.

Home

Hill Afb UT 24/7 divorce lawyers

Child Visitation Rights - How Adultery Affects Child Custody

utah best divorce attorney

Go Back

When homeowners are facing a divorce, one of the most difficult decisions is determining what to do with the house. Because this decision can be highly emotional, important factors can be overlooked and the final decision could be a major financial mistake for both parties.

Couples under the duress of ending a relationship need to step back and look at the true financial value of the house before making a decision. Divorce is scary, so fighting to hold onto the house may provide a level of comfort. But this may be short-lived once a newly single person is weighed down by the high cost of the house. The better choice might be to sell the house, even if you owe more than it is worth. A divorce situation opens the door to getting out from under a financially upside-down house and a potential foreclosure.

Divorcing homeowners need to realize how the tremendous decline in housing values has affected the value of their house. Even if they have owned the house for as long as seven years, they still may owe more than the house is worth. With housing values continuing to decline, it may not be worth fighting to keep a house and ending up with an asset that is worth less than you owe. A better alternative may be a short sale of the house.

Divorcing homeowners can determine if they should sell the house by:

• Checking its market value. A simple way to get a "general" idea of the market value is to check the county's appraised value. This can be done by visiting the county's Appraisal District website. A more accurate way is to have a local realtor assess the value of the house.

• Checking the principal balance of the mortgage. Most mortgage companies provide the principal balance on the monthly statement, or you can call the mortgage company and ask for the "principal balance."

If the principal balance is higher than the market value, a short sale may be the answer. Most mortgage companies recognize a divorce as a justifiable reason for a short sale.

In a short sale, the proceeds from the sale amount to less than the balance owed. The bank or lender agrees to discount a loan balance due to an economic or financial hardship caused by the divorce. This negotiation is done through communication with a bank's loss mitigation or short sale department by a professional company.

For the homeowner, advantages include getting out from under an upside-down house, avoiding a foreclosure on their credit history, and partial control of the monetary deficiency.

Other considerations for divorcing homeowners include:

• Most lenders require a licensed real estate agent to list the house and conduct the short sale. The agent should be experienced at short sales.

• You should never pay anything for a short sale. The real estate company is paid by your lender after the sale.

• Beware of fraud. Make sure any company you work with is legitimate, with a business address and website. If all you have is an individual's cell phone number, this is not a good sign. Also, the company should never ask for payment.

• When deciding if you should keep the house, determine the total costs. The mortgage payment may be the largest cost, but there are also insurance, taxes, utilities, and yard care. Maintenance is a major consideration, because some big items need to be replaced every 10 to 15 years, such as a roof, air conditioning system, water heater, and kitchen appliances.

A divorce is one of the hardest and most emotionally draining events in your life, and following it with a foreclosure will only make things worse. As difficult as it may be, this is the time to look past emotional bonds to the house and focus on the numbers.

Go Forward

Family Law Attorneys are standing by call 1-800-564-2707

For more information click on these words here.

Home